Search public records and examine titles to determine legal condition of property title, primarily for residential properties. Copy or summarize recorded documents, which affect the condition of title to the property. These roles may be found in production center or branch office environments. Actual work flow is typically determined by geographic practices. In some cases, the Title Examiner role gathers information and creates a commitment of title before passing along to a Title Officer. Works independently and uses experience to examine title to real property, ranging in complexity, to determine status and establish chain of title. Performs title examination and examines the chain of title for a wide range of title orders, primarily residential. Abstracts and analyzes records, such as mortgages, liens, judgments, easements, vital statistics, and plat and map books, to determine ownership and legal restrictions and to verify legal description of property and completeness of records. Resolves most issues such as missing information, incomplete, inaccurate or contradictory information contained in the title documentation. Prepares initial title commitment documentation based on the application of procedural guidelines. Prepares and reviews reports for accuracy. May provide underwriting interpretation within established guidelines. Requires detail/quality orientation, analytical review skills, research and investigative skills, strong problem-solving skills, communication skills both verbal and written, customer service orientation, standard MS skill set, proficiency with company operating systems, and knowledge of legal terms is helpful. Typical education is High School diploma or equivalent. Typically requires 2+ years directly related experience. NY Title Searching/Examining experience preferred. State license(s) if required.
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